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Why should I consider getting golf insurance?

Even if you’re an experienced golfer, there are always risks when you’re on the course. What if your ball goes through someone’s window or damages property? What if a wayward shot strikes and injures another golfer? Golf insurance can help provide financial protection in instances like this.

How does golf insurance work?

Golf insurance can help guard you from financial risks, such as if your equipment were to be stolen or damaged, you suffered an injury or injure a third party, or if you damaged a third party’s property. If you have golf insurance in place and you experience any of the above, you can then make a claim. If your claim is successful, you may be able to get some or all of the costs covered.

What are the different cover options available?

Golf insurance can include a range of cover options, such as:

• Public Liability: This helps to provide protection if you’re found responsible for accidentally damaging someone else’s property while golfing. It can also safeguard you if you accidentally injure someone on the course by hitting a wayward shot, for instance.
• Equipment Cover: Golfing equipment can be very expensive, so you may want to consider getting it insured. Equipment insurance can cover the loss, theft, and accidental damage of your equipment.
• Hole-in-One Cover: We all dream of hitting a hole-in-one, but the only downside of doing so is having to buy the traditional round of drinks at the bar afterwards. Hole-in-one insurance can cover the costs of your bar bill up to the policy limit so that you can savour your victory, provided it takes place in a recognised tournament.
• Personal Accident: Aside from injuring others, you could also suffer an injury yourself while out on the course. Personal Accident insurance may be able to help cover the costs if you sustain a serious injury while playing golf, and it can also include dental treatment.
• Worldwide Cover: If you take your clubs abroad with you, you may want to consider getting Worldwide Cover. While some golf insurance products offer this as part of their standard policy, you may have to select it as an add-on with others.

What does golf insurance not cover?

Although it varies depending on the type of policy you have, there are certain things golf insurance won’t cover, such as:

• Any injury that wasn’t directly caused by playing golf.
• Theft of your golf equipment as a result of leaving it unattended or in plain sight.
• Damage to your equipment caused by general wear and tear.

How can I find the best golf insurance deal?

If you want to find the best golf insurance policy for you, it’s best to compare different providers. This is where Compare Golf Insurance comes in. Finding the best golf insurance provider for will depend on the type and level of cover you want, as well as which cover options you would like to include on your policy.

Select which policy you want and get a quote online today.